06425 - Insurance Law

Learning outcomes

After completing the course the student has a legal background on insurance contracts and individual kinds of insurance.

Course contents

The Obligation

Fulfilment of obligations

The contract

Interpretation of contracts (in particular insurance contracts)

Torts

The insurance company

Insurance intermediaries

Insurance supervision

The insurance contract

Insurance on behalf of others

The policyholder's declarations

The risk

The duration of the insurance contract

The premium

Voluntary action in the insurance contract

Over-insurance and under-insurance

Co-insurance and plurality of insurers

Subrogation of the insurer

Selling of insured property

Damage/Non life insurance

The indemnity principle

Insurance against property damage

Personal injury insurance

Liability insurance

Loss occurrence and claims made clauses

Life insurance

Credit insurance

Compulsory insurance

Motor liability insurance

Reinsurance

Insurance litigation

Litigation management

Translated with DeepL.com (free version)

Readings/Bibliography

M. Franzoni (a cura di), Diritto delle assicurazioni, Bologna, 2016

or

A. Donati - G. Volpe Putzolu, Manuale di Diritto delle Assicurazioni, Milano, Giuffrè, 2015, XI edizione.

Teaching methods

Traditional Lecture.

Assessment methods

The exam is aimed at evaluating the skills and the critical abilities developed by the students

The exam is oral.

It is not possible to bring books, personal notes or electronic devices in the exam. Registration for the exam is compulsory, and students have to register throughAlmaEsami [https://almaesami.unibo.it/almaesami/welcome.htm] according to the general rules of the School of Economics, Management and Statistics.

The mark is out of 30 points, and the minimum required to pass the exam is 18 / 30.

Teaching tools

Papers

Office hours

See the website of Lorenzo Locatelli