87616 - Fintech

Academic Year 2026/2027

Course contents

The course provides an in-depth overview of the FinTech ecosystem and examines how technological innovation is reshaping financial intermediation.

It explores the main FinTech business models and areas of application, including digital payments, lending, credit risk modelling and decision systems, blockchain and digital assets, wealth management, supply chain finance, and sustainable finance.

Particular attention is devoted to the implications of these developments for incumbent financial institutions, competition, risk management, and regulation.

The course also examines the growing role of Artificial Intelligence in financial services and the associated challenges related to governance, cybersecurity, operational resilience, and regulatory compliance.

Readings/Bibliography

Bonini, S., & Caivano, G. (2026). FinTech: Rethinking Financial Intermediation. FrancoAngeli.

Additional papers and teaching materials provided by the instructor.

Teaching methods

Traditional ex cathedra lectures

Seminars with FinTech managers and industry professionals

Teamwork

Business case discussions

Assessment methods

Attending Students

A minimum attendance of 70% of scheduled classes is required.

  • 20% Class Participation
  • 40% Project Work and In-Class Presentation
  • 40% Written Exam

This assessment scheme is available only at the first sitting of the first examination session.

Non-Attending Students

  • 100% Written Exam

Teaching tools

  • Course Textbook
  • Instructor Handouts
  • Financial Newspapers and Business Press
  • Reports and Publications from Financial Regulators
  • Business Cases
  • Office hours

    See the website of Stefano Bonini