Course Unit Page


This teaching activity contributes to the achievement of the Sustainable Development Goals of the UN 2030 Agenda.

No poverty Decent work and economic growth Industry, innovation and infrastructure Reduced inequalities

Academic Year 2021/2022

Learning outcomes

The course focuses on the regulation of banking activity and banking contracts, grounding legal analysis on the in-depth knowledge of the economics of financial institutions.

Course contents

Module 1, taught by Professor Francesco Vella

- Banking activity in law and in economics.

- Banking products and banking intermediaries.

- The banking market.

- The regulation of banking activity under Italian law: deposits and loans.

- Authorisations under banking law.

- Corporate governance and organisational structure of Banking institutions.

- Transparency and competition in the banking sector.

- Banking supervision and banking crises.

- Banking institutions: the Bank of Italy, UIF, CICR, MEF, EBA and the European Banking Union.

- Cooperative banking groups, BCCs.

- The regulation of special credit.

- The risk management system and banking transparency.

- ADRs in banking law: ABF and ACF.

Module 2. Prof. Giovanni Battista Barillà

- The regulation of banking contracts under the Italian Civil Code.

- Banking guarantees and ABI models.

- Independent personal guarantees. Documentary credit and international banking operations.

- The regulation of banking collaterals in Italian enterprise law.


Vella, Bosi, Diritto ed economia di banche e mercati finanziari, Il Mulino, Bologna, 2019.

Letture consigliate:

Barillà, Pegno non possessorio e patto marciano: dalla tutela statica del credito alle nuove forme di garanzia, in Giurisprudenza commerciale, 2017, I, p. 583 ss.

Cappai, Le garanzie autonome nel commercio internazionale ̧ reperibile al sito http://www.nuovodirittodellesocieta.it/garanzie_autonome_nel_commercio_internazionale.

Teaching methods

The course lasts one semester; the lectures last two hours.

Assessment methods

Oral examination.

Teaching tools

The course lasts one semester; the lectures last two hours.

Office hours

See the website of Francesco Vella

See the website of Giovanni Battista Barillà