32608 - Private Insurance Law

Academic Year 2021/2022

  • Teaching Mode: Traditional lectures
  • Campus: Ravenna
  • Corso: Single cycle degree programme (LMCU) in Law (cod. 9233)

Learning outcomes

The course aims to provide knowledge of the legal framework of the insurance contract and the individual types of insurance. During the lessons, particular attention will be paid to the issue of safety and environmental risk in relation to insurance. The criterion used is the constant comparison between the codified normative datum and the result that appears in the law in force, in the light of case law. The teaching, therefore, will make use of case law precedents, for the understanding of which a solid basis of institutional knowledge is required. The primary objective of the course is to allow students to competently reconstruct a branch of law that was born as a special part of commercial law, regulated within the Civil Code, and now finds its place largely in the Insurance Code.

Course contents

General concept of insurance contracts

The insurance undertaking, the auxiliaries

The insurance contract

Contractual proposal

Proof of insurance contract

Insurance in someone else's name, on behalf of someone else

Declarations by the insured

The risk

The duration of the contract

The premium

Malicious damage

Insurance against damage

The indemnity criterion

Over/under insurance

Co-insurance and plurality of insurers

Insurer's obligations

Insurer's subrogation

Liability insurance

Insuring environmental risk

Alienation of insured property

Life insurance

Reinsurance

Health insurance

Accident insurance

Compulsory Insurance

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For students taking the examination as part of Erarsmus or other international mobility programmes, the examination programme will be agreed with the lecturer, based on the student's course of study and specific interests.

Readings/Bibliography

The student can choose from the following books:

M. Franzoni (ed.), Diritto dlele assicurazioni, coordinated by C. Miriello, Bologna, Zanichelli, latest edition

A. Donati - G. Volpe Putzolu, Manuale di Diritto delle Assicurazioni, Milan, Giuffrè, latest edition.

Teaching methods


Classes are held on a semester-by-semester basis.

Assessment methods

The examination will be exclusively oral,

Prerequisites:

The examination can only be taken after having passed the Civil Law and Commercial Law examinations.

The assessment of the test will be carried out taking into account:

the knowledge of institutional profiles
the ability to analyse jurisprudential and doctrinal orientations;
the ability to make connections between the different parts of the programme;
the ability to develop critical arguments;
the articulation of the exposition;
the accuracy of the exposition.

Teaching tools

In the course of the lectures, material for further study and discussion (judgments and legal essays) will be provided.

Office hours

See the website of Giovanni Facci