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Federico Ferretti

Professore associato

Dipartimento di Sociologia e Diritto dell'Economia

Settore scientifico disciplinare: IUS/05 DIRITTO DELL'ECONOMIA

Pubblicazioni

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Pubblicazioni antecedenti il 2004

Monographs

1) with Vandone D, Personal Debt in Europe. The EU Financial Market and Consumer Insolvency (Accepted, Cambridge University Press, in press forthcoming early 2019)

2) EU Competition Law, the Consumer Interest and Data Protection (Springer, 2014)

3) The Law and Consumer Credit Information in the European Community – The Regulation of Credit Information Systems (Routledge-Cavendish, 2008)

reviewed in van Boom WH, 46(6) Common Market Law Review (2009), p. 2140-2143.

Edited Books

  1. Comparative perspectives of Consumer Over-indebtedness – A view from the UK, Germany, Italy and Greece (Eleven International Publishing, 2016)

Book Chapters

  1. “Article 31(1)(a) – Statistics and data collection: data protection and confidentiality”, accepted in Bantekas I, Anastasiou D, and Stein M (Eds.), The UN International Convention on the Protection and Promotion of the Rights and Dignity of Persons with Disabilities – Commentary (Accepted, Oxford University Press, forthcoming 2018-19).
  2. “Prudential Supervision and the European Central Bank Credit Data Registry (AnaCredit): Legal Basis and Democratic Accountability”, accepted in Micklitz HW and Grundman S (Eds.), The European Banking Union and Constitution. Beacon for Advanced Integration or Death-Knell for Democracy (Accepted, Hart, forthcoming 2018-19).
  3. “Introduction”, in Ferretti F (Ed.) Comparative perspectives of Consumer Over-indebtedness – A view from the UK, Germany, Greece and Italy (Eleven, 2016), p.1-8.
  4. with Livada C, “The over-indebtedness of European consumers under EU policy and law', in Ferretti F (Ed.) Comparative perspectives of Consumer Over-indebtedness – A view from the UK, Germany, Greece and Italy (Eleven, 2016), p. 11-37.

Articles in Refereed Int'l Journals

  1. “Consumer Access to Capital in the Age of FinTech and Big Data: the Limits of EU Law”, accepted in Maastricht Journal of European and Comparative Law, in press.
  2. “Not-So-Big and Big Credit Data between traditional consumer finance, FinTechs, and the Banking Union: Old and New Challenges in an Enduring EU Policy and Legal Conundrum”, 18(1) Global Jurist (2018).
  3. “The over-indebted European consumers: quo vadis personal insolvency law?”, 6 European Law Review (2016), 843-864.
  4. with Salomone R, Sutschet H, Tsiafoutis V, “The regulatory framework of consumer over-indebtedness in the UK, Germany, Italy, and Greece: comparative profiles of responsible credit and personal insolvency law”, 37(2) and (3) Business Law Review (2016), p. 64-71 (Part I) and 86-93 (Part II).
  5. “The Foundations of EU Data Protection Law”, 2 European Data Protection Law Review (2016), p. 278-281.
  6. “The over-indebtedness of European consumers: time for a ‘fresh-start’ of the EU policy and legal agenda?”,11(4) European Review of Contract Law (2015), p. 1-30.
  7. “Credit Bureaus between risk-management, creditworthiness assessment and prudential supervision”, EUI Working Paper 2015/20, European University Institute (2015), http://cadmus.eui.eu/handle/1814/35657.
  8. with Cole T, Bantekas I, Riefa C, Warwas B, and Ortolani P, “Legal Instruments and Practice of Arbitration in the EU”, 12(6) Transnational Dispute Management (2015).
  9. “Data Protection and the Legitimate Interest of Data Controllers: Much Ado about Nothing or the Winter of Rights?”, 51(3) Common Market Law Review, (2014), p. 843-868.
  10. “The consumer interest and data protection under EU competition law: the case of the retail financial services sector”, 22(4) European Review of Private Law, (2014), p. 485-512.
  11. with Borghi M and Karapapa S, “Online Data Processing Consent Under EU Law: A Theoretical Framework and Empirical Evidence from the UK”, 21(2) International Journal of Law and Information Technology (2013), p. 109-153.
  12. “The Legal Framework of Consumer Credit Bureaus in the EU: Pitfalls and Challenges. Over-indebtedness, Responsible Lending, Market Integration, and Fundamental Rights", Vol. XLVI (3) Suffolk University Law Review (2013), p. 791-828.
  13. “A European Perspective on Data Processing Consent through the Re-Conceptualisation of European Data Protection’s Looking Glass after the Lisbon Treaty: Taking Rights Seriously”, 20(2) European Review of Private Law, (2012), p. 473-506.
  14. “A European Perspective on Consumer Loans and the Role of Credit Registries: the Need to Reconcile Data Protection, Risk Management, Efficiency, Over-indebtedness, and a Better Prudential Supervision of the Financial System”, 33(1) Journal of Consumer Policy, (2010), p. 1-27.
  15. “The ‘Credit Scoring Pandemic’ and the European Vaccine: Making Sense of EU Data Protection Legislation”, 1 European Journal of Law and Technology (previously JILT), (2009) p. 1-24.
  16. "Structural Barriers for a European Internal Market in Consumer Credit Information Systems and the European Free Movement Rights: the Case for Institutional Reform", 10(3) European Journal of Law Reform, (2008), p. 297-320.
  17. "Consumer credit information and the abuse of individual rights in the EC: evidence from a legal compliance analysis. The need for a new European legal and institutional framework", European Consumer Law Journal / Revue Européenne de Droit de la Consommation, (1/2007-2008), p.87-130.
  18. “A historical primer on consumer credit reporting systems: a lesson for EU policy makers?” 12 International Journal of Communications Law & Policy, (2008), p. 92-119.
  19. with Cerioni L, “Affari & Commercio con: Danimarca” (Doing Business with Denmark), 23 Commercio Internazionale (2007), IPSOA, Inserto (special feature).
  20. with Cerioni L, “Affari & Commercio con: Belgio” (Doing Business with Belgium), 24 Commercio Internazionale (2007), IPSOA, Inserto (special feature).
  21. "Consumer Credit Information Systems: A Critical Review of the Literature. Too little attention paid by Lawyers?", 23(1) European Journal of Law and Economics, (2007), p. 71-88.
  22. "The Regulation of Consumer Credit Information Systems: Is the EU Missing a Chance?", 34(2) Legal Issues of Economic Integration, (2007), p. 115-131.
  23. "The Legal Standing of Consumer Credit Reporting in the European Community", 123(9) The Banking Law Journal, (2006), p. 835-859.
  24. "The Regulation of Consumer Credit Information Systems: A Lesson from Italy?", 17(5) European Business Law Review, (2006), p. 1421-1440.
  25. "Re-thinking the Regulatory Environment of Credit Reporting: Could Legislation Stem Privacy and Discrimination Concerns?", 14(3) Journal of Financial Regulation & Compliance, (2006), p. 254-272.
Other Peer Reviewed Publications and Reports
  1. “Price Transparency in Consumer Credit”, Transparente Informationsdarstellung in der Werbung für Verbraucherkredite, (April 2018) - UK Rapporteur
  2. “The never-ending European credit data mess”, Report commissioned by BEUC (The European Consumer Organisation), (Oct. 2017), available at http://www.beuc.eu/press-media/news-events/never-ending-credit-data-mess-new-study-out
  3. “111 - European and international laws”, “112 - The Data Protection Act 1998”, and “113–120 Data Protection Compliance”, in Sir Roy Goode (ed.), Goode: Consumer Credit Law and Practice and Goode: Consumer Reports, Part 1H, Binder 2, updated three times per year. (LexisNexis, updated twice a year).
  4. “The Never-Ending European Credit Data Mess”, Report to BEUC (The European Umbrella Association of Consumer Organisations), (May 2017).
  5. “Consumer over-indebtedness, responsible lending, and the insolvency of natural persons: Is there a need for a comprehensive EU reform?”, Report to the European Commission under the Civil Justice Programme of the European Union, Contract number: JUST/2013/JCIV/AG/4620 (Oct. 2016).
  6. With Alin Jacob and Paul Cohen, “Collective Redress: an ongoing attempt for an adequate European system”, Special Feature (FSUG Annual Report 2016).
  7. “Legal Instruments and Practice of Arbitration in the EU”, Report to the European Parliament, Service Contract P/C/JURI/IC/2013-047 (2014), available at http://www.europarl.europa.eu/RegData/etudes/STUD/2015/509988/IPOL_STU(2015)509988_EN.pdf and its Annex at http://www.europarl.europa.eu/RegData/etudes/STUD/2015/509988/IPOL_STU(2015)509988(ANN01)_EN.pdf
  8. “FSUG Position Paper on the ‘Study on means to protect consumers in financial difficulty: personal bankruptcy, datio in solutum of mortgages, and restrictions on debt collection abusive practices’” Financial Services User Group Position Paper (Brussels, March 2013).
  9. with Garcia Porras C., “FSUG charter of financial users’ rights in financial services: a case for a framework of fundamental right-led approach and co-governance”, Special Feature (FSUG Annual Report 2012).
  10. “The Design of an International Mobility Programme for PG Law Students at Brunel Law School: Putting Theory and Policy into Practice”, 44(2) The Law Teacher – The International Journal of Legal Education, (2010), p. 181-194.
  11. Contributor to Research Group, The Identity Project - an assessment of the UK Identity Cards Bill and its implications, The London School of Economics and Political Science , (London, 27 June 2005).

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